Borrow money easily? The providers make it sound simple to apply for a loan. In fact, it is still simple. An application form is filled in quickly, but then .. Then the game starts. Of course you want the lowest interest, and the providers want to earn money from you. How do you ensure that borrowing money becomes easy borrowing? You can actually borrow money directly. There are a number of useful facts if you want to make borrowing money easy.
Borrow money easily
First, the definition of borrowing money easily. In our opinion, borrowing money easily is a loan that is provided quickly. Without all additional questions being asked. To make this possible, there is not only work to do with the credit intermediary, but also with you.
Before you take out your loan you will need to know a number of details. For example, what is your gross monthly income, and what is your net monthly income. In addition, the banks always want to know what your living expenses are. You must already complete this in your loan application.
Later on this page we also indicate when it makes no sense to apply for a loan.
Borrow money easily with bkr review
If you do not have a negative bkr registration you can borrow money for a low price. We have already listed the tips for ensuring that your request runs smoothly above. It is especially important to stick to this. Good preparation is half the job. We can also indicate which documents you need if the bank wants to grant you a loan. This includes:
– Copy of a valid proof of identity
– Recent payslip
– Bank statement with credits and debits of at least 2 weeks (with some banks even a full month).
– Do you have loans that must be repaid? Then the last balance overview of the current loan is also required.
If you also have these documents ready, you can e-mail them immediately if an agreement is issued by the banks that you think is a good proposal.
Borrow money easily without BKR review
Borrowing money without BKR testing is not easy. For example, there are no longer any options for a personal loan or a revolving credit. Borrowing money without BKR testing is actually only possible if you take out a mini loan. A mini loan is a small loan in which borrowing 1500 Euros really is the absolute maximum. Borrowing another form of money, such as a personal loan or a revolving credit, is unfortunately no longer possible.
When will you not receive a loan?
Borrowing money easily is only fun if you can actually get the loan. That is why we indicate below a number of situations where it is not possible to get a loan agreement from the banks.
You cannot borrow money in the following situations:
– If you have a WW or WWB (ABW) benefit
– If you have wage bill
– If you have several bailiffs on your bank statement
– If you have an EVA registration at the BKR
There are also situations where it is a real challenge to get a loan agreement from the banks, such as:
– If you have income from agency work
– For a temporary contract of, for example, 3 to 6 months
– Income from a WIA (WGA) benefit
Of course there are even more situations where it is difficult to get a loan. The list is not exhaustive, but may give you a little more insight into the possibilities or impossibilities of borrowing money.